When it comes to saving money, it requires patience, discipline, and strategy, and for others its a matter of stacking up rewards points for each swipe of a purchase.
It is said that “Cash is King” and that is rightfully so to an extent. There are some credit cards [if used responsibility] can turn into a cash-back opportunity.
However, these reward card programs have many rules and are often challenging to navigate. There are some credit card companies that offer huge bonuses up to $300.
Below are five different credit cards to help you maximize your rewards benefits.
Welcome offer: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Reward
Annual Fee: $95
Reward: 2x-5x
Capital One Venture Rewards Credit Card
Welcome offer: 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Annual Fee: $95
Reward: 2x – 10x miles
Blue Cash Preferred Card from American Express
Welcome Offer: Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Annual Fee: $0 intro annual fee for the first year, then $95.
Reward: 1% – 6% cash back
Welcome Offer: Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases within the first 6 months of card membership
Annual Fee:$250
Reward:4X points per dollar
Alliant Cashback Visa Signature Credit Card
Welcome Offer:None
Annual Fee:$99, waived the first year
Reward:2.5% cash back on qualifying purchases (up to $250 in cash back rewards per billing cycle)